Wheels to Work Car Loans

Wheels-2-Work Car Loan Program

The Wheels-2-Work auto loan program is designed to help income eligible families and individuals with assistance in obtaining an affordable and dependable vehicle.

CWCAC Wheels-2-Work serves the counties of Adams, Columbia, Dodge, Juneau & Sauk. We have an office in each county including our Central Administrative office in Wisconsin Dells. WHEELS TO WORK BROCHURE

Kelly Hess
Program Manager
(608) 254-8353 ext. 234

Handing the Car Keys

0% Interest Auto Loans

These loans are available to income qualifying families and individuals.

  • There is a 5% program loan administration fee, paid by the borrower, at the time of purchase.
  • The buyer is responsible for the tax, title and registration fees.
  • The buyer must provide proof of full coverage insurance.
  • Monthly payments are required.
  • Typical monthly payment is $150.00, until the loan is paid in full.

Loan Information

  • The average loan & maximum loan is $5,000.00
  • Monthly payments average $150.00 to $175.00 depending on the loan
  • If approved, you will need to pay a 5% administrative fee on your loan
  • You will be required to pay dealer tax, title, license, & loan filing fee
  • Full Coverage Auto Insurance is required for the duration of the loan
  • You will need to provide proof of any and all household income
  • Fill out a 14 page application in full to be reviewed
  • Note a background check and credit check will be done.

Cars for Work


  • Provide proof of (6) consecutive months at same job
  • Need a Vehicle to get to/from your job/school
  • Meet Program income guidelines
  • Have a valid driver’s license
  • Provide full coverage insurance the full duration of loan
  • Provide proof of residence at the same address for 1 year
  • Other conditions may apply, depending on your situation

To apply: download, print, and fill out an application.