Wheels to Work Car Loans

Descrizione del prodotto questo web che contiene il principio attivo Tadalafil è un farmaco efficace per il trattamento della disfunzione erettile. L'erezione avviene quando il pene si riempie di sangue. Tadalafil aumenta il flusso sanguigno attraverso il pene, che permetta a un uomo di ottenere l'erezione più rigida e stabile.

Wheels-2-Work Car Loan Program

Wheels 2 Work logo

The Wheels-2-Work auto loan program is designed to help income eligible families and individuals with assistance in obtaining an affordable and dependable vehicle.

CWCAC Wheels-2-Work serves the counties of Adams, Columbia, Dodge, Jefferson, Juneau & Sauk. We have an office in each county (except Jefferson) including our Central Administrative office in Wisconsin Dells. WHEELS TO WORK BROCHURE

CONTACT
Kelly Hess
Program Manager
(608) 254-8353 ext. 234
kelly@cwcac.org

0% Interest Auto Loans

These loans are available to income qualifying families and individuals.

Wheels 2 Work Loan Recipient 1

A. Qualification Criteria

  • At or below 150% FPL (Income Guideline Chart Below)
  • Proof of residency in your current residence for at least 9months
  • Live in Adams, Columbia, Dodge, Jefferson, Juneau, or Sauk County
  • No OWI or DUI with in the past 3 years
  • Proof of Income (4) Consecutive Months at current job @ a minimum of 30 Hours per week
  • Valid Driver’s License
  • Must have 6 months established checking or savings account
  • 1 Vehicle loan per household
  • Background check will be done
  • Need vehicle to get to from Job/School
  • Fill application out complete to be reviewed
  • Other Conditions may apply
How To Inspect A Used Car Checklist

Wheels 2 Work Loan Recipient 6

Wheels 2 Work Loan Recipient 3

B. Loan Details

  • Minimum Loan $3,000, Maximum Loan $8,000
  • Loan based on Affordability, Term Length, & Sustainability
  • Minimum 24 months Maximum 48 months determined by income
  • 0% Interest Rate
  • Payments taken out via debit/credit with monthly 2.2% +30¢ processing fee
  • 2.5% – 5% down payment to dealer required (based on loan amount & term)
  • Tax Title & License Included in Loan
  • $250 Administrative Fee due at Loan Signing
  • CWCAC is Lien Holder
  • No Private Party Vehicles
  • Monthly Payments average $150-$200
  • Full coverage auto insurance will be required with a minimum of $500 Comp/$500 Collision -2 months insurance paid up front and to be maintained through the entirety of the loan

Eligible Customers are low-income working individuals.
Low-income is defined as individuals whose family income is at or below 150% of the federal poverty level.
Poverty Guidelines
Effective February 1, 2025

Family Size Monthly Annual
1 $1,956.25 $23,475.00
2 $2,643.75 $31,725.00
3 $3,331.25 $39,975.00
4 $4,018.75 $48,225.00
5 $4,706.25 $56,475.00
6 $5,393.75 $64,725.00
7 $6,081.25 $72,975.00
8 $6,768.75 $81,225.00
9 $7,456.25 $89,475.00
10 $8,143.75 $97,725.00
Program Application

Download the fillable application ↑
Email the completed application to kelly@cwcac.org

Wheels 2 Work Online Loan Payment Instructions

  • Click on Please Pay W2W Loan Payment Here
  • Enter amount of car loan payment
  • MAKE SURE YOU CHECK THE BOX “I’D LIKE TO ADD TO MY DONATION TO HELP OFFSET THE COST OF PROCESSING FEES”
  • Click Donate with Pay Pal or Donate with Debit or Credit Card
  • Enter your name and the words W2W payment under Send Optional Note
  • Click the box that says “Share your mailing address with Central Wisconsin Community Action Council Inc. so they can acknowledge
  • Enter your Phone Number & Email Address if asked
  • Click Donate Now
  • Print your receipt